Getting into a car accident is never a pleasant situation, but thankfully accident insurance is designed to limit the financial repercussions of being involved in a motor vehicle crash. In the state of New Jersey, laws require motorists to carry a very minimal amount of liability insurance to cover the costs of an accident. Unfortunately, this minimum threshold rarely covers the full costs of an accident, and some car owners fail to adhere to insurance laws. What happens when you’re involved in an accident with an uninsured or underinsured motorist? Uninsured Drivers If the driver at fault doesn’t carry any car insurance, then it will be a challenge trying to get compensation from that individual. In many cases, an individual…

Trampolines are increasingly popular amongst adults, teens, and children. Unfortunately, most people are completely unaware of just how dangerous trampolines are. Researchers have determined that over one million individuals visited the emergency room for injuries caused by a trampoline between 2002 and 2011. It’s crucial that homeowners understand they may be liable when someone is injured on a trampoline in their home. Trampoline Accidents and Injury Liability Homeowners will be liable for injuries arising from negligence. As a property owner, you have a duty to take reasonable steps ensuring your backyard trampoline is safe. You may be considered negligent if you fail to keep your trampoline in good condition or neglect to warn guests about safety concerns. Never allow anyone…

What was supposed to be a bus ride to a school field trip turned into a horrific morning for a group of fifth-graders. A school bus transporting 38 fifth-graders and seven adults (including the driver) collided with a dump truck, resulting in the death of a student and a teacher while leaving 43 others injured. The incident took place around 10:21 a.m. on Interstate 80 in Morris County, New Jersey. The impact of the collision caused the bus to overturn, coming to rest on its side in the highway median. As of the day following the crash, state police were still investigating the cause. Meanwhile, the injured were transported to multiple area hospitals for treatment. Some of the injured were…

Brain injuries are particularly traumatic for both victims and the victim’s loved ones. Head injuries can cause a host of problems that may or may not be apparent right away. Victims often mistakenly believe that they are aware of the extent of their injuries only to have more severe symptoms surface long after they have already agreed on a compensation amount. Physical symptoms may heal, but a traumatic brain injury can drastically and permanently change a victim’s quality of life. Brain injuries can take away a person’s ability to remain self-sufficient, significantly reduce their mental capacity to learn new things, impact their memories, reduce their capacity to form meaningful relationships and even alter their core personality traits. Causes of Brain…

Work-related injuries can be devastating, life-changing and expensive. Prior to the passage of worker’s compensation laws, workers often suffered life threatening and catastrophic injuries without any type of recourse. Employees injured on the job had to prove that their employers had been negligent to be awarded any compensation, but proving a standard of care for dangerous occupations like factory work or coal mining was nearly impossible. Eventually, governments and states created workers compensation laws to help provide lost wages and other benefits to injured workers. Workplace Injuries in New Jersey When you are injured while working, immediately report the incident to your manager. Laws require employees to report injuries within a timely manner. Don’t hesitate or delay seeking prompt medical…