Car accidents can easily leave you with repair bills and medical expenses that quickly exhaust your personal injury protection and collision coverage under your own policy. When that occurs, a driver harmed in an accident caused by another driver may wish to consider pursuing a car accident claim.
What Information Do You Need?
Successfully pursuing a car accident claim requires securing evidence and other information to prove that someone else was responsible for your accident, you do not bear any fault (or at least you don’t bear the majority of the fault) for the accident, and that you have incurred damages that you can be financially compensated for. Collecting evidence for a car accident claim should begin at the scene of the crash. Important evidence and information can include the accident report prepared by police who respond to the scene of the accident, accident scene photos (including vehicle damage, skid marks on the road, traffic controls, and weather/lighting/traffic/road conditions), eyewitness statements, surveillance or dashcam footage, and vehicle damage reports. You should also be sure to get the contact, vehicle, and insurance information for all the other drivers involved in your accident.
Following your crash, other important evidence you may need to pursue a car accident claim includes medical records from the treatment of the injuries you suffered in the crash, copies of your pay stubs or income statements to document your lost wages, and vehicle repair bills. You may also wish to strongly consider working with an accident reconstruction expert who can prepare a report explaining how your accident occurred and identifying who or what was responsible for causing the crash.
Filing a Legal Claim
Filing a car accident claim can often seem confusing. If you try to file a claim for compensation with the other driver’s insurance company or with your own insurance company, you may find your claim denied for seemingly no reason. This is why it is critical to have the assistance of legal representation to help you determine whether you have a viable claim for compensation following your car accident and to pursue the compensation you are entitled to. With an attorney representing your rights and interests, insurance companies are more likely to fully pay out on your claims for compensation, knowing that by hiring an attorney you are prepared to pursue a legal claim that will only end up costing the insurance company more money to defend against. Your attorney can also negotiate with the insurance company to resolve questions about responsibility for the accident or the extent of your damages, including future medical expenses and lost wages or compensation for non-economic damages like pain and suffering and lost quality of life.
If an acceptable outcome cannot be reached with the insurance company or if insurance coverage isn’t sufficient to cover your losses, you and your attorney may consider filing a lawsuit against the at fault driver (or his or her insurance company if the insurer refuses to pay fair compensation). An experienced personal injury lawyer can help you review your legal options and advise you as to the best course of action.
Read more: When To Lawyer Up After A Car Accident
Contact a Perth Amboy Personal Injury Lawyer to Discuss Your Car Accident Case in New Jersey
Did you or a loved one sustain serious injuries due to a car accident in New Jersey? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing. Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled attorneys at CourtLaw represent clients injured because of car accidents in Clifton, Trenton, Camden, Passaic, and throughout New Jersey. Call (732) 442-5900 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at 163 Market St., Perth Amboy, NJ 08861, as well as offices in New Brunswick, Roselle, East Orange, Jersey City, Elizabeth, Linden, Newark, Paterson, South Amboy, and Trenton.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.